Pooya Integrated Banking Accounts
Pooya Integrated Banking Accounts
This system is designed to centralize customers’ Rial accounts and all related services. It includes various subsystems such as account management, customer management, check management, card management, system user management, head office operations, periodic operations, accounting operations, anti-money laundering, and reporting, covering all Rial services.
The Pooya Integrated Banking Accounts System, utilizing advanced software infrastructure, is designed on a web-based platform and is available to all organizational bank users, from branch users to branch management staff and all head office units, enabling them to serve bank customers. With various web services, this system assists the bank in expanding electronic banking, providing multiple non-face-to-face services to customers in line with the bank’s policies and Central Bank guidelines.
The range of services offered by this system is very diverse and extensive, covering all the needs of bank customers and system users. The Pooya Integrated Banking Accounts System is an effective tool for the bank to remain competitive and agile in introducing new products.
This system, with its ability to parametrically define various deposits with the desired features and services, enables the bank’s IT management to implement the bank’s business approvals in the shortest time possible. Currently, nearly forty million accounts are managed by this system (approximately 2 out of every 5 Iranians), and the annual number of transactions exceeds two billion, with a record of 300 transactions per second at peak times.
This system is interconnected with all Central Bank monitoring and service systems, incorporating all Central Bank and other regulatory instructions. Additionally, with the design of control methods and the inclusion of an anti-money laundering subsystem, it prevents potential violations.
The capabilities of this system are designed and implemented as parametrically as possible, anticipating the future needs of the banking network. Therefore, in many cases, not only is the system development carried out in the shortest time, but if necessary, the minimum amount of infrastructure change will be required.
Security and high availability (HA) of the system are of utmost importance to banks. Special attention has been paid to these two aspects in the design and implementation of all parts of this system. The creation of an advanced user management system, definition and control of multiple access levels, recording of performance activities, and significant events are examples of our measures in designing this application.
The use of a multi-layered infrastructure and adherence to security standards at various levels is another aspect of ensuring system security. For high availability, all available features in the system infrastructure have been utilized, ensuring that no information or transaction is lost during the system’s operational period, maintaining system availability above 99.9%.